Update the way you Bank

We’re what new-age banking looks and feels-like. We are Sri Lanka’s First-ever Digital Bank, Mobile Wallet & Payment System all wrapped up in One Single Lifestyle App packed with loads of awesome features. Welcome to the FriMi life!

To get onboard, all you need to do is download the app
from your iOS phones or Android phones and sign up

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How this works?

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Download FriMi from the Google Play store or Apple store

Sign up Icon

Fill in your basic info & Sign up with a secure PIN

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Complete your verification with a FriMi agent & enjoy the best of FriMi!

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You now have a full-fledged Bank Account on your mobile & at your fingertips! Next you’ve got to add up your other bank accounts through Just Pay. You’ve also got quite a few real-simple options to Top-up your account

• Transfer it from one of your own accounts at Nations Trust
  Bank or any other bank
• Link your salary to your FriMi account
• Via any authorized merchant
• Via any branch or Cash Deposit Machine of Nations Trust
• Via online banking
• Through our “Pay” option

Benefits & Features

All aspects of FriMi are optimized to offer a branchless, digital, and an over-all convenient lifestyle and banking experience, whenever – wherever!

Multiple ways to pay

and yes, at no cost

QR Code scans


Scan a FriMi merchant QR (static or dynamic) or a QR Code of any friend of yours on FriMi and make a secure payment



Send money instantly to anyone on FriMi just to their mobile number.


Free of charge Fund Transfer to any Bank Account.


That's not it if you have neither, you can still send money to their mobile number and they can withdraw it from any Nations Trust ATM as cash using a Cash Token sent via SMS to them.


Transfer money to your other Bank Accounts added on FriMi instantly at no cost

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Our NFC enabled Payment Terminals allow contactless payments. Just bring your phone close to it and it is paid

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Alternatively, choose to make an instant payment punching in either any mobile number or Bank Account number

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Bills app screen

Pay all your bills in a jiffy

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Over 70 billers that you can pay your bills to via FriMi. Some of these billers also present your monthly outstanding dues so you don't have to wait for your physical bills ever. You can also pay your credit card bills instantly at no cost.

A secure account with 7% interest p.a

You heard that right. Earn a 7% interest p.a if you maintain a balance of LKR 50,000. Powered by Nations Trust Bank, your money is absolutely safe with FriMi. We may be branchless, but still human. If you ever need us for anything, we are right around and we love saying hello as many times as you want.

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Fee-free spending with our spunky Debit card

Feel-free spending with our spunky Debit card –The best thing about the FriMi Debit Card is that it allows you to withdraw cash from any ATM in Sri Lanka without being charged! and it’s given to you at no charge whatsoever!

Split the bill
Share the guilt

Once you settle any purchase, you can immediately settle split the bill with your friends. Our bill split feature will allow you to keep track of all splits and manage them with your friends for all shared purchases.

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Exclusive offers & events

FriMi offers go round-the-clock and round-the-year! From popular shopping stores to movies and events, we got them all under one roof, so check this space for the fantastic & funtastic!

Frimi life

Over 2,000 merchants

Join the FriMi merchant network Arrow


  • Littler hearts
  • CIMA
  • SLT
  • PickMe


Checkout more events at